If a worker employed in Saudi Arabia is killed or injured in a road accident in India, the family can claim compensation before the Motor Accident Claims Tribunal within six months. The Saudi salary is taken as the basis of the award when proved by an employment contract and salary certificate attested by the Indian Embassy.
- Document route
- Indian Embassy or Consulate attestation
- Time difference
- 2.5 hours behind IST
- Handled in India at
- Motor Accident Claims Tribunal
- Travel to India
- Usually none
How it works from Saudi Arabia
We secure the FIR, post-mortem or medical records and the vehicle's insurance details, and collect income evidence: labour contract, salary certificate, bank transfers home, Iqama. Documents from the Kingdom are attested by the Saudi foreign ministry and the Indian mission.
The claim is filed where the family lives. The Tribunal applies the multiplier method: income, future prospects, deduction for personal expenses and a factor for age. Insurers often offer a low settlement first; we compare it against the proper calculation.
What is different for NRIs in Saudi Arabia
- File within six months.
- A fixed no-fault sum is also available.
- Attested income proof can multiply the award.
Step by step from Saudi Arabia
Free review call
Calls are held in Saudi office hours, and on Friday or Saturday if you prefer. We read your papers on an accident claim first, so the call is about your options and not a repeat of the facts.
Authority from Saudi Arabia
Where a representative must act for you in India on an accident claim, you sign before the consular officer at the Embassy in Riyadh or the Consulate in Jeddah, or at a consular camp visiting your city. We draft the document and send signing instructions.
Work in India
In India, we collect the police and medical record, prove income including overseas earnings, and file and argue the claim before the Tribunal. Updates for clients in Saudi Arabia go by email and WhatsApp with scans of whatever is filed.
Result and handover
At the end you receive the award and we see the insurer deposit and the court release the money. Originals are couriered to your address in Saudi Arabia if you need them.
The law in full
This page covers what changes when you handle an accident claim from Saudi Arabia. For the Indian law, the complete document checklist, common mistakes and more questions, read our main page on Motor Accident Claims. For other matters, see all legal services for NRIs in Saudi Arabia or the Claims & Compensation practice area.
Questions from NRIs in Saudi Arabia
Is Gulf salary counted for accident compensation in India?
Yes, if proved by authenticated documents.
Where is the claim filed?
Where the accident happened or where the claimants live.
How long does it take?
Commonly one to three years; settlements are quicker.